Loan Calculator

Calculate monthly payments and interest

How to use

1. Enter the loan amount, interest rate, and term.
2. See your monthly payment instantly.
3. Review the total interest and total repayment.

Why use this tool

• Monthly payment: Calculates your repayment from amount, rate, and term.
• Total cost: Shows total interest paid over the life of the loan.
• 100% private: Everything runs in your browser. Your data is never uploaded to a server, so it's safe for confidential content.

Frequently asked questions

How is the monthly payment calculated?

It uses the standard amortising-loan formula based on principal, monthly interest rate, and number of payments.

Does a longer term cost more?

Usually yes — lower monthly payments over a longer term often mean more total interest paid.

Are my figures private?

Yes. The calculation runs in your browser; nothing is stored or uploaded.

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